2026 Tax Brackets, Standard Deductions and More

4 min read

The tax brackets below apply to income earned during the 2026 calendar year. This is the income you report on the tax return due April 15, 2027 (or Oct. 15 with an extension).
These are the final, official figures. The IRS published them on Oct. 9, 2025, in Revenue Procedure 2025-32, and they are … Read more

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4 min read

The tax brackets below apply to income earned during the 2026 calendar year. This is the income you report on the tax return due April 15, 2027 (or Oct. 15 with an extension).
These are the final, official figures. The IRS published them on Oct. 9, 2025, in Revenue Procedure 2025-32, and they are … Read more

Making the Most of the Q Ratio

3 min read

Making the Most of the Q RatioBe it an internal or external valuation, there’s a bevy of options to value a business with ratios. Examples include price-to-earnings, price-to-sales or EBITDA (Earnings Before Interest, Taxes, Depreciation and Amortization). Along with these available valuation options, another valuation option is the Q Ratio.

This metric compares a tangible asset’s market value against the … Read more

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Making the Most of the Q RatioBe it an internal or external valuation, there’s a bevy of options to value a business with ratios. Examples include price-to-earnings, price-to-sales or EBITDA (Earnings Before Interest, Taxes, Depreciation and Amortization). Along with these available valuation options, another valuation option is the Q Ratio.

This metric compares a tangible asset’s market value against the … Read more

Required Minimum Distribution Tactics

4 min read

Required Minimum Distribution TacticsAt age 73, investors must begin taking distributions from tax-deferred retirement accounts, even if still working. One exception: many workplace plans let you delay RMDs from your current employer’s plan until you retire if you are still employed and own no more than 5 percent of the business; IRAs and former employers’ plans get … Read more

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4 min read

Required Minimum Distribution TacticsAt age 73, investors must begin taking distributions from tax-deferred retirement accounts, even if still working. One exception: many workplace plans let you delay RMDs from your current employer’s plan until you retire if you are still employed and own no more than 5 percent of the business; IRAs and former employers’ plans get … Read more

7 Grocery Hacks to Lower Your Costs

4 min read

7 Grocery Hacks to Lower Your CostsThese days, it seems like prices are going up, especially at the grocery story. In fact, the all-item Consumer Price Index (CPI), a measure of economy-wide inflation, claimed food prices in September 2026 were 2.5 percent higher than in September 2025. But don’t despair, there are some ways to save. Here are some quick … Read more

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4 min read

7 Grocery Hacks to Lower Your CostsThese days, it seems like prices are going up, especially at the grocery story. In fact, the all-item Consumer Price Index (CPI), a measure of economy-wide inflation, claimed food prices in September 2026 were 2.5 percent higher than in September 2025. But don’t despair, there are some ways to save. Here are some quick … Read more

The Shift to Agentic AI: Why Multi-Step Automation Is Replacing Basic Chatbots (and How to Prepare Your Business)

4 min read

The Shift to Agentic AI: Why Multi-Step Automation Is Replacing Basic Chatbots (and How to Prepare Your Business)When a customer asks about a delayed order, a traditional chatbot provides a tracking link or explains the shipping policy. This offers a fast response. However, a human employee still has to log into the inventory management system, track down the order, email the logistics provider and update the customer relationship management (CRM) system.… Read more

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The Shift to Agentic AI: Why Multi-Step Automation Is Replacing Basic Chatbots (and How to Prepare Your Business)When a customer asks about a delayed order, a traditional chatbot provides a tracking link or explains the shipping policy. This offers a fast response. However, a human employee still has to log into the inventory management system, track down the order, email the logistics provider and update the customer relationship management (CRM) system.… Read more

Cracking Down on Identity Theft and Dating App Scams, Strengthening Emergency Alerts, Law Enforcement and College Sports

3 min read

Cracking Down on Identity Theft and Dating App Scams, Strengthening Emergency Alerts, Law Enforcement and College SportsImproving Social Security’s Service to Victims of Identity Theft Act (HR 5345) – The purpose of this legislation is to provide a single point of contact at the Social Security Administration for victims of identity theft. A team of specially trained employees will track cases from beginning to end, including coordination with other agencies … Read more

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Cracking Down on Identity Theft and Dating App Scams, Strengthening Emergency Alerts, Law Enforcement and College SportsImproving Social Security’s Service to Victims of Identity Theft Act (HR 5345) – The purpose of this legislation is to provide a single point of contact at the Social Security Administration for victims of identity theft. A team of specially trained employees will track cases from beginning to end, including coordination with other agencies … Read more

Initial Public Offering Considerations

3 min read

Initial Public Offering ConsiderationsOn a year-over-year basis from 2025 to 2026, the number of Initial Public Offerings (IPOs) jumped from 180 to 208 for the first six months, increasing from $27 billion to $137 billion, based on a U.S. Securities and Exchange Commission press release from September. With additional paid-in-capital (APIC) a major consideration during an IPO, … Read more

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Initial Public Offering ConsiderationsOn a year-over-year basis from 2025 to 2026, the number of Initial Public Offerings (IPOs) jumped from 180 to 208 for the first six months, increasing from $27 billion to $137 billion, based on a U.S. Securities and Exchange Commission press release from September. With additional paid-in-capital (APIC) a major consideration during an IPO, … Read more

Rolling Over Your 401(k) Just Got Less Painful – Here’s What the IRS Changed

4 min read

Rolling Over Your 401kAnyone who has moved retirement money out of an old employer’s plan knows how frustrating it can be. Every administrator has their own forms. Timelines are all over the place. Paper checks show up weeks later with vague instructions. The whole thing should have been fixed a long time ago.

The IRS is finally … Read more

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4 min read

Rolling Over Your 401kAnyone who has moved retirement money out of an old employer’s plan knows how frustrating it can be. Every administrator has their own forms. Timelines are all over the place. Paper checks show up weeks later with vague instructions. The whole thing should have been fixed a long time ago.

The IRS is finally … Read more

Valuation Reserve Requirements

3 min read

Valuation Reserve Requirements, what is AVRAccording to Fitch Ratings, over the past 12 months ending August 2026, there were 109 defaults by 89 entities, compared to the same period ending July 2026, when 83 entities saw 105 defaults. With businesses (especially life insurers) exposed to asset management risks, it’s important to understand how to find financial balance.

Defining Asset

… Read more
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Valuation Reserve Requirements, what is AVRAccording to Fitch Ratings, over the past 12 months ending August 2026, there were 109 defaults by 89 entities, compared to the same period ending July 2026, when 83 entities saw 105 defaults. With businesses (especially life insurers) exposed to asset management risks, it’s important to understand how to find financial balance.

Defining Asset

… Read more

Heirless Estate Planning

6 min read

Heirless Estate PlanningThe purpose of estate planning is to distribute your assets to heirs in a formal, legal process. If you do not have any heirs to speak of, you might not feel the need to do this. However, your assets will go somewhere, so you may want to have control over that before the state … Read more

1 min read
6 min read

Heirless Estate PlanningThe purpose of estate planning is to distribute your assets to heirs in a formal, legal process. If you do not have any heirs to speak of, you might not feel the need to do this. However, your assets will go somewhere, so you may want to have control over that before the state … Read more