Extending Daylight Hours, Protecting Cultural Livelihoods and Making Local Banking Easier

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Sunshine Protection Act of 2025 (HR 139)Sunshine Protection Act of 2025 (HR 139) – The purpose of this legislation is to make daylight savings time (DST) permanent for most of the country. States and territories presently exempt from DST may choose the standard time for those areas. This latest version of the bill was introduced by Rep. Vern Buchanan (R-FL) … Read more

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Sunshine Protection Act of 2025 (HR 139)Sunshine Protection Act of 2025 (HR 139) – The purpose of this legislation is to make daylight savings time (DST) permanent for most of the country. States and territories presently exempt from DST may choose the standard time for those areas. This latest version of the bill was introduced by Rep. Vern Buchanan (R-FL) … Read more

Securing Funding for Border Patrol, Homeland Security and Small Businesses

3 min read

Securing Funding for Border Patrol, Homeland Security and Small BusinessesSecure America Act (S 2) – The Secure America Act is a federal budget reconciliation bill that funds homeland security. It was introduced by Sen. Lindsay Graham (R-SC) on May 20. The bill allocates $22.6 billion to Customs and Border Protection; $3.5 billion for border security technology improvements; $38.5 billion to Immigration and Customs … Read more

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Securing Funding for Border Patrol, Homeland Security and Small BusinessesSecure America Act (S 2) – The Secure America Act is a federal budget reconciliation bill that funds homeland security. It was introduced by Sen. Lindsay Graham (R-SC) on May 20. The bill allocates $22.6 billion to Customs and Border Protection; $3.5 billion for border security technology improvements; $38.5 billion to Immigration and Customs … Read more

Tips for Early Retirement Planning

5 min read

Tips for Early Retirement PlanningRetirement planning starts with retirement spending. Ideally, retirees are mortgage-free and relatively debt-free before they leave the working life behind. In retirement, a key strategy is to maintain low monthly staple expenses.

Therefore, if you want to devise a financial plan that will allow you to retire early, consider cutting back your basic household … Read more

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5 min read

Tips for Early Retirement PlanningRetirement planning starts with retirement spending. Ideally, retirees are mortgage-free and relatively debt-free before they leave the working life behind. In retirement, a key strategy is to maintain low monthly staple expenses.

Therefore, if you want to devise a financial plan that will allow you to retire early, consider cutting back your basic household … Read more

Beyond Passwords: Why Recent 24B Records Leak is Wake-Up Call for Stronger Authentication

4 min read

24B Records Leak, Beyond PasswordsThe recent discovery of a publicly available Elasticsearch cluster, a group of interconnected search servers, containing 24 billion exposed records, is among the largest-scale data breaches, highlighting the troubling reality that passwords have become a weak link in modern digital security.

For years, one of the responses to cyberthreats has been to create … Read more

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24B Records Leak, Beyond PasswordsThe recent discovery of a publicly available Elasticsearch cluster, a group of interconnected search servers, containing 24 billion exposed records, is among the largest-scale data breaches, highlighting the troubling reality that passwords have become a weak link in modern digital security.

For years, one of the responses to cyberthreats has been to create … Read more

Personal Versus Enterprise Goodwill: What You’re Really Selling

4 min read

Personal Versus Enterprise GoodwillPicture two heating-and-cooling companies at opposite ends of the same town. Same revenue, same trucks, same crew. The first one runs on its owner, a guy who spent 20 years building a name, and people call the office because they want him on the roof. The second runs on a brand, a dispatch system, … Read more

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Personal Versus Enterprise GoodwillPicture two heating-and-cooling companies at opposite ends of the same town. Same revenue, same trucks, same crew. The first one runs on its owner, a guy who spent 20 years building a name, and people call the office because they want him on the roof. The second runs on a brand, a dispatch system, … Read more

Understanding Depreciation Recapture

3 min read

What is Depreciation RecaptureThis accounting and tax method refers to a treatment used by the Internal Revenue Service (IRS) to obtain tax remittances on sales of depreciated property. Understanding how it works is essential for filers to make the most of it.

Required Conditions

As property depreciates, its value declines. When depreciated assets are sold, it’s able … Read more

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What is Depreciation RecaptureThis accounting and tax method refers to a treatment used by the Internal Revenue Service (IRS) to obtain tax remittances on sales of depreciated property. Understanding how it works is essential for filers to make the most of it.

Required Conditions

As property depreciates, its value declines. When depreciated assets are sold, it’s able … Read more

Supreme Court Will Decide What Homeowners Are Owed When Tax Sale Erases Equity

4 min read

Supreme Court Will Decide What Homeowners Are Owed When Tax Sale Erases EquityA county in Michigan was owed about $2,200 in back taxes. To collect it, the government took a home worth close to $200,000, auctioned it for a fraction of that, and called the matter settled. The family is now putting a simple question to the Supreme Court: when the state sells your house over … Read more

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Supreme Court Will Decide What Homeowners Are Owed When Tax Sale Erases EquityA county in Michigan was owed about $2,200 in back taxes. To collect it, the government took a home worth close to $200,000, auctioned it for a fraction of that, and called the matter settled. The family is now putting a simple question to the Supreme Court: when the state sells your house over … Read more

11 Ways to Beat ‘Streamflation’

4 min read

What is StreamflationThe cost of streaming subscriptions is on the rise, and you have to ask: Are they really worth it? Especially when it’s summer, and you’re taking advantage of the beautiful weather. Here are some ways to entertain yourself, friends and the fam that are either no- or low-cost – and might be better than … Read more

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What is StreamflationThe cost of streaming subscriptions is on the rise, and you have to ask: Are they really worth it? Especially when it’s summer, and you’re taking advantage of the beautiful weather. Here are some ways to entertain yourself, friends and the fam that are either no- or low-cost – and might be better than … Read more

Understanding Horizontal Analysis

3 min read

Understanding Horizontal Analysis, What is Horizontal AnalysisHorizontal Analysis provides businesses a method to examine financial statement entries by looking at the documents’ number for a specific accounting time frame compared to the same length of a historical period for the same accounting line item.

Breaking the Process Down

It’s a way to measure trends and variances by looking at the … Read more

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Understanding Horizontal Analysis, What is Horizontal AnalysisHorizontal Analysis provides businesses a method to examine financial statement entries by looking at the documents’ number for a specific accounting time frame compared to the same length of a historical period for the same accounting line item.

Breaking the Process Down

It’s a way to measure trends and variances by looking at the … Read more

The IRS Could Owe You Money Thanks to a Pandemic-Era Court Ruling

4 min read

IRS Could Owe You Money, COVID Court RulingHere’s something that flew under the radar for most people: a court decision from late last year could put money back in your pocket if you got hit with IRS penalties during COVID. But you need to act fast! For some taxpayers, the deadline to file a claim is July 10.

What This Case

… Read more
1 min read
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IRS Could Owe You Money, COVID Court RulingHere’s something that flew under the radar for most people: a court decision from late last year could put money back in your pocket if you got hit with IRS penalties during COVID. But you need to act fast! For some taxpayers, the deadline to file a claim is July 10.

What This Case

… Read more